Terms of Service

Effective Date: January 1, 2026 • Yellow Iron Yard LLC

Acceptance of Terms

By using the Yellow Iron Yard LLC ("we," "us," or "our") website at YellowIronYard.com (the "Site"), you agree to these Terms of Service. If you do not agree, do not use the Site.

Description of Services

Yellow Iron Yard is a commercial equipment financing marketplace. We connect businesses with lending partners who may provide equipment loans, leases, and related products. We are not a direct lender in all transactions. All financing is subject to credit approval by the applicable lending partner.

No Guarantee of Financing

Submitting an application does not constitute an offer to lend or a guarantee of approval. Rates, terms, and availability are determined by lending partners and may change without notice. We make no warranties regarding approval, specific terms, availability for any equipment type, or funding timeframes.

Informational Disclaimer

Content on this Site is for general information only and does not constitute financial, legal, or tax advice. Consult qualified professionals before making financial decisions. We do not warrant that content is complete, current, or error-free, and may update it at any time.

User Responsibilities

You agree to provide accurate and truthful information, update it promptly if it changes, and not submit information for others without authorization. You will not use the Site unlawfully, attempt unauthorized access, or interfere with its operation. Submitting fraudulent information may be reported to authorities.

Electronic Communications

By submitting contact information, you consent to receive communications by email, SMS, and telephone regarding your inquiry, application, or available programs. Electronic communications satisfy any legal writing requirement. Opt out of marketing as described in our Privacy Policy.

Intellectual Property

All Site content — text, graphics, logos, images, and software — is owned by Yellow Iron Yard LLC or its licensors and protected by U.S. and international intellectual property laws. You may not reproduce, modify, or distribute Site content without written consent.

Third-Party Links

The Site may link to third-party websites. We do not control or endorse their content, privacy practices, or terms. Access them at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Yellow Iron Yard LLC and its officers, directors, employees, and affiliates are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or inability to obtain financing. Our total liability shall not exceed amounts you have paid to us (if any) in the preceding 12 months.

The Site is provided "as is" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Indemnification

You agree to indemnify and hold harmless Yellow Iron Yard LLC from claims, liabilities, damages, and expenses (including attorneys' fees) arising from your use of the Site, violation of these Terms, or submission of inaccurate information.

Governing Law

These Terms are governed by the laws of the State of Rhode Island. Disputes shall be resolved in state or federal courts located in Rhode Island. If any provision is unenforceable, the remaining provisions remain in effect.

Changes & Contact

We may modify these Terms at any time. Changes take effect upon posting. Continued use constitutes acceptance.

Yellow Iron Yard LLC
Email: [email protected]
Website: YellowIronYard.com